Critical Illness

Critical illness policies guarantee the payment of a tax-free benefit, 30 days after diagnosis of one of the following illness or medical conditions:

  • Cancer
  • Stroke (Cerebral Vascular Accident, CVA)
  • Myocardial Infraction (Heart Attack)
  • Coronary Artery Bypass Surgery
  • Kidney failure
  • Major Organ Transplant
  • Multiple Sclerosis**
  • Coma
  • Paralysis*
  • Dismemberment
  • Blindness
  • Deafness
  • Muteness (loss of speech)**
  • Major burns
  • Benign Brain Tumor
  • Occupational injury – HIV**
  • Motor Neuron Disease
  • Alzheimer’s Disease
  • Parkinson’s disease
  • Cystic fibrosis
  • Heart Valve
  • Loss of Independent Existence
  • Replacement
  • Aortic Surgery

* 90-day waiting period

** 180-days waiting period

 

 

A detailed description of each of these illnesses and conditions, along with their limitations and exclusions, can be found in the contract.

Other additional benefits available:

  • Premium refund (including rated premiums) starting at age 65 (minimum 10 years after issue) on 10 R&C andT75
  • Premium refund (including rated premiums) starting from the 10th anniversary on T100 child rider
  • Waiver of premium in case of the applicant’s disability (WPDis)
  • Disability rider Supplementary Income (SI)
  • Accidental Fracture (AF)

 

For more information on this service, please contact Mr. Mohamad Rabah at:
905.602.1814 or by email: morabah@madinahfinancial.com

 

 

 

 

 

Back to SERVICES

 

 

[ Home ] [ About Us ] [ Services ] [ FAQ'S ] [ Contact Us ] [ Related Links ]

Copyright © 2005 - 2008 | Madinah Financial Group | All Rights Reservedtop of page